Get Your Motor Running

 

Renewing our insurance is something that we all dread. Prices go up every year for no apparent reason and more and more companies come on to the market telling you they are the best and cheapest. Now more than ever, it is worth scrutinising the market and hunting for the best offers. Renewing your premium with your current insurer is not necessarily the best option.

 

There are a plethora of specialised insurers out there that target specific sections of the market from home and contents insurance to car insurance. Although it may seem like a hassle to re-evaluate your insurance premium each year, it can save you a lot of money and even bring you are few more added bonuses.

 

For example, Kwik Fit Insurance offers some pretty nice extras with its car insurance. One is a discounted Time Traveller 1000 Sat Nav. When you sign up for their car insurance you can buy this handy little gadget for just £29.99 – that’s around 50% off current market prices.

 

Additionally, Kwik Fit has made the most of the fact that it is also an automobile repair centre and is offering what it calls an AutoSave Card with every new premium. This entitles you to 10% off goods and services bought from its Kwik Fit Centres including car services and MOTs.

 

Many companies offer things like this to new customers, which you would miss out on if you stuck with your current insurer, year on year. The same kinds of schemes are available for home and contents insurance as well as personal medical insurance and travel insurance.

 

Although it is sometimes worth buying all these different types of insurance separately from specialist companies, other times it makes more sense to buy them all from one provider. Obviously simplicity is the big attraction with this idea, but you can also get discounts on say travel insurance if you also buy car insurance and in the long run, this can prove most cost effective. This type of combined insurance can save new customers up to 20% overall.

 

As people are changing their lifestyle habits more frequently; buying new cars every few years, moving house into new areas, travelling to more remote and dangerous places, the insurance market has had to get more creative to keep up. So gone are the days when long-term customers were given the best rewards, it now really does pay to shop around.